In uncertain times, keep your business running smoothly

During times like these, having access to capital is essential. Get hassle-free funding in as fast as 24 hours¹ — no red tape, zero credit impact.²

AS FEATURED ON:

Two people in a factory discussing data, with a text overlay pointing out that National Funding has helped 75k+ customers, funded $4.5 billion dollars and has 25 years of experience.

The nation's #1 lender for small business owners since 1999

Fast funding for every business need

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Emergency loans

Adapt to tariffs, supply chain delays, breakdowns, disasters, and more with fast business funding.

Debt consolidation

Consolidate all your current business debts into one easy-to-manage loan. 
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Working capital

Manage cash flow, hire staff, purchase inventory, make payroll, and cover daily expenses.

Business growth

Get funding that scales with your growth goals—up to $500,000.³ 
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Funding designed for busy business owners like you

How it works

Macro shot of a person holding and typing on a mobile phone, while over a laptop

Apply online
in minutes

Get a fast, hassle-free experience. No unnecessary paperwork. No credit risk.²

Connect with a US-based Funding Specialist

Work directly with our experts to discuss funding options for your unique needs.

Get funded in
as fast as 24 hours¹

You’ll see funds deposited directly into your business bank account.

Apply Now

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Real Solutions. Real Transformations.

Trusted by business owners across the country

"National Funding was a great experience! The process was efficient and straightforward. I got the best solution for my financing needs in a timely manner. Even though I'm sure I'm one of many clients, I felt like I was a priority as they promptly responded to my calls and emails.”

Marky K.

H&R Realty

"My experience with National Funding was easy and seamless. I have a seasonal business that requires some funding in the winter. I definitely will be back next year!"

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Bob L.

“National Funding contacted me, and their process was simple, clear, and fast. The specialists attended to me with great patience, answering all my questions. They will definitely be my number 1 choice for loans.”
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“From beginning to finish, National Funding made it easy for me to get a loan approval when everyone else was declining me. Thanks so much!”
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Jose

Frequently asked questions

Why choose National Funding for a small business loan?

Here are the top reasons thousands of small business owners have trusted us with their financing needs:

• Customized loan amounts from $6,000 up to $500,000³
• Fast funding in as little as 24 hours¹
• Early payoff discounts⁴
• No impact on credit score²
• Flexibility to use your funds for virtually any business purpose

How do I qualify for a small business loan?

To be eligible for a small business loan, you generally need to meet your lender’s minimum credit score requirement, provide up-to-date financial statements that show your business’s profitability, and provide collateral to secure the loan.

At National Funding, you’ll partner with dedicated finance experts who will work with you to understand your situation and create a customized solution that meets your needs.

What can a small business loan be used for?

A small business loan from National Funding can be used for virtually any business purpose, including but not limited to the following:
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• Working capital for covering daily operational expenses
• Equipment purchases or repairs to keep operations running smoothly
• Inventory purchases or personnel hiring to meet increased demand
• Real estate acquisition to move or expand to a new location
• Marketing to meet your customer base where they are or to reach new clients
• Debt consolidation to simplify your business’s debt load with a new solution designed for your current needs
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At National Funding, we’ve worked with business owners in every industry. You can count on us to provide a financial solution that sets you up for success.

How long does the loan approval process take?

While traditional bank loans and SBA loans typically require an extensive review period and longer approval times (i.e., weeks to months), National Funding can approve your application and provide you with the funds you need in as fast as 24 hours.¹